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looch and the infinity-ring logo are registered trademarks of Simplicity Fintech Inc, a financial technology company.
looch Smartcards Visa® Commercial Cards are powered by Stripe and issued by Celtic Bank.
Simplicity Fintech Inc partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC.
1. looch accounts are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to $250,000 USD per depositor, per financial institution, for deposits held in the same ownership capacity. Neither Simplicity Fintech Inc nor its financial technology partners are FDIC-insured institutions. FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.
2. Instant payments are free when sent with a looch account, a fast transfer from an accounting-enrolled external account, or a standard transfer from any external account. Instant payments sent with a card are 3.3% + 30¢. Refer to the pricing page.
3. Instant pay by bank depends on the bank sending the payment. Some banks support instant payments and the money arrives in seconds. Payments from banks that don't yet support them take 4 business days to arrive.
4. When running payroll, early ACH may not be available in all scenarios.
For more information, please see our terms of service and privacy policy.
looch and the infinity-ring logo are registered trademarks of Simplicity Fintech Inc, a financial technology company.
looch Smartcards Visa® Commercial Cards are powered by Stripe and issued by Celtic Bank.
Simplicity Fintech Inc partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC.
1. looch accounts are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to $250,000 USD per depositor, per financial institution, for deposits held in the same ownership capacity. Neither Simplicity Fintech Inc nor its financial technology partners are FDIC-insured institutions. FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.
2. Instant payments are free when sent with a looch account, a fast transfer from an accounting-enrolled external account, or a standard transfer from any external account. Instant payments sent with a card are 3.3% + 30¢. Refer to the pricing page.
3. Instant pay by bank depends on the bank sending the payment. Some banks support instant payments and the money arrives in seconds. Payments from banks that don't yet support them take 4 business days to arrive.
4. When running payroll, early ACH may not be available in all scenarios.
For more information, please see our terms of service and privacy policy.