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Smart,simple, accounting.

The mobile operating system for your business.
 
Complete accounting, cash & spend management, instant payments, and payroll for:

Get blissfully organized.

No more broken transaction feeds.

No more missing or duplicate transactions.

Say hello to looch, the business clarity super app.
4
Built-in looch accounts
12K
Supported external accounts
160
Accounting categories
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Your dream accounting app is now a reality.

Free on looch accounts
Accounting suite
No fee
FDIC insurance eligible accounts
Free
Instant payments
Effortless
Payroll
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True accounting.
Intuitive interface.
Run your business with peace of mind.

Everything you need. Nothing you don't.
Ditch the confusing, pricey accounting software. Generate and share professional, penny perfect financial reports right from your phone.
Not just for freelancers.
Proper accounting for all entity types. Fly solo, with a partner, form the LLC, or incorporate. looch handles the rest.
Free instant payments.
Instant, global, peer-to-peer payments, 24/7/365. Never closed. Always free.*

Intelligent invoicing.

Send unlimited invoices from your phone.

Get paid by card, wallet, Klarna, or by bank.

Decide who pays the fee.

looch applies payments to your invoices and even handles the fee accounting.

In link mode, your invoices are shared on 'Invoice pay', a secure web portal where contacts can safely pay any looch business.

In POS mode, accept cards and wallets using Tap to Pay. No terminal required.
Scheduled invoices.
Get all your invoicing done at once and decide when to send.
Recurring invoices.
Perfect for landlords and monthly billing. Contacts can enroll in auto-pay.
Pass the fee along.
Accept cards & wallets for 3.3% + 30¢ in link mode, or 3% + 15¢ in POS mode. Absorb the fee or pass it on to your contact. Your choice.
Get paid instantly.
Card & wallet payments can be instantly deposited into your account for 1.5% (minimum 50¢).
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Control team spend with Smartcards.

Set daily, monthly, or custom spending limits. Issue virtual, single-use, or physical cards. Restrict purchases by merchant or by general ledger category.
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Payment compliance without the paperwork.

Never ask for a W-9 or sensitive financial information again. All you need is your contact's email address. Contact onboarding is secure, and looch AI makes the right 1099 determination, every time. File 1099s right from your phone.
FULL ACCOUNTING SUITE

Clean books are your new normal.

Your small business doesn't need four dashboards. Say goodbye to multiple apps connected to overpriced accounting software. Ditch the clutter. Embrace simplicity.
Accrual method.
looch tracks your invoices and bills so you know when money is due to you and when it's time to pay. Don't miss a detail and unlock your liquidity.
CPA-quality financial reports.
Effortlessly generate your profit & loss, accounts receivable, accounts payable, balance sheet, statement of cash flow, general ledger, and trial balance. Get the full picture in a flash.
Accuracy with looch AI.
looch AI knows when to enter transactions for you, and when to make expert-level suggestions based on your entity type and tax treatment.
“I love re-connecting my accounts to my accounting software every time. Comparing transactions and looking for discrepancies is fun!”
No one ever
“My accounting software does a great job at guessing what my transactions are. I feel like it truly understands my business.”
No one ever
“My contacts feel comfortable sharing their financial info with me. They trust that I've paid them when the transfer takes forever."
No one ever
Connecting multiple platforms to my accounting software is ideal for my business. Closing the books is a breeze, and it's cost-effective!”
No one ever
“1099 compliance is straightforward. My accounting software determines which of my contacts are 1099‑NEC, 1099‑Misc, or exempt. The total is always accurate!”
No one ever

Leverage your credit.

Use credit cards to pay bills and contacts worldwide, as well as to run payroll. Enjoy the float. Build your credit. Earn rewards!
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Smart, simple, accounting.
FeaturesPricingFAQAbout usContact
looch is a registered trademark of Simplicity Fintech Inc, a financial technology company.
looch Smartcards Commercial Credit Cards are issued by a partner bank.
Simplicity Fintech Inc partners with a financial technlogy company for money transmission services and account services with funds held at a partner bank, Member FDIC. looch accounts are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to $250,000 USD per depositor, per financial institution, for deposits held in the same type of account (business versus personal, and so on). Neither Simplciity Fintech Inc nor its financial technology partners are FDIC-insured institutions. FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.
*Instant payments are free when sent with a looch account, a same-day transfer from an accounting-enrolled external account, or a standard transfer from any external account. Instant payments sent with a card are 3.3% + 30¢. Refer to the pricing page.
looch is a registered trademark of Simplicity Fintech Inc, a financial technology company.
looch Smartcards Commercial Credit Cards are issued by a partner bank.
Simplicity Fintech Inc partners with a financial technlogy company for money transmission services and account services with funds held at a partner bank, Member FDIC. looch accounts are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to $250,000 USD per depositor, per financial institution, for deposits held in the same type of account (business versus personal, and so on). Neither Simplciity Fintech Inc nor its financial technology partners are FDIC-insured institutions. FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.
*Instant payments are free when sent with a looch account, a same-day transfer from an accounting-enrolled external account, or a standard transfer from any external account. Instant payments sent with a card are 3.3% + 30¢. Refer to the pricing page.